Bringing nearly 30 years of insurance, investment, and estate planning experience to the process, Richard Marcil develops customized strategies to achieving your financial goals. His top priority is making sure clients feel understood: their current situation, future objectives, and desired outcomes. Developing a comprehensive understanding of you and how you define financial success allows Richard to custom-tailor your plan to achieve your goals.
Establishing proper account structure is an important part of implementing any plan, but Richard goes deeper. Saving for college and retirement are common concerns for many of his clients; his solutions for each, however, are as unique as the people themselves. Is a 529 appropriate? A ROTH IRA? Is an estate plan under consideration? Behind him is the full expertise of partners and staff at Thorndike as well as a variety of external resources. Richard takes his clients through the entire implementation process, coordinating with their tax and legal advisors, or introducing additional expertise as needed.
A proud father of two grown children, Richard counts photography, sports, music, and literature among his interests. He resides in Waltham, Massachusetts.
Richard is a registered representative with Centaurus Financial, Inc. a national independent broker/dealer allowing him access to a wide range of quality financial products and services for his clients. Centaurus Financial, Inc. is also a Registered Investment Adviser with the Securities & Exchange Commission (SEC) and a member of both the Financial Industry Regulatory Authority (FINRA) and the Securities Investor Protection Corporation (SIPC).
Richard holds Series 7, 6, 63, 24, and 65 FINRA registrations. He also holds the CLU (Chartered Life Underwriter) and ChFC (Chartered Financial Consultant) designations. At Thorndike, he also serves as the branch manager.